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Payment terms are crucial to your cashflow and competitive position and should be explained clearly to customers.

How to set the terms of a contract between you and your customers.

VAT-registered businesses must include extra information on invoices, such as identifying numbers and VAT paid.

A valid invoice must contain certain information which may include VAT number, company name, business name and address.

How to devise payment terms and an invoicing system to maintain a healthy cashflow.

Taking into account the broader non-financial factors of a potential investment.

Using computer software for simple investment appraisal and getting help from your accountant.

Assessing the financial risks of a potential investment.

Using discounted cashflows to calculate the NPV and IRR for an investment.

Using discounts to compare the value of cashflows received at different times.

Using payback period to see how quickly an investment is repaid.

Using the accounting rate of return to assess the expected profits from an investment, including advantages and disadvantages.

Assessing how an investment fits into your business strategy and long-term objectives.

The effects of an investment on profitability and cashflow.

Techniques for assessing potential business investments and key factors to consider.

Types of insurance commonly available as an employee benefit.

Types of insurance that are particularly important for sole traders and small business owners.

Key person insurance and how it can protect your business if a vital employee dies.

Overview of the types of insurance cover for life and health.

Identify potential business risks and get the right insurance to protect your business.

How insurance offers protection against the consequences of your or an employee's illness, injury or death.

Search the market for an export credit insurer.

How to protect your business from the risks of non-payment by your buyer when exporting.

How cargo insurance works and the best place to get it when exporting or importing.

The risks of exporting and importing, including loss or damage of goods, product faults and non-payment.